A person in an orange and black shirt sawing wood

Tree Trimming: A Vital Service

Trimming branches, clearing overgrowth, and removing dead trees are essential tasks that keep our communities beautiful and safe. However, for the skilled professionals who perform these services, tree trimming can be a risky business.

One misstep, a broken branch, or a slip of the foot can have serious consequences. Tree trimmers face a range of potential injuries, from minor cuts to life-threatening falls.

Why Workers' Comp is Essential for Tree Services

As a tree service owner, you have a responsibility to protect your hardworking employees. Workers' compensation insurance is a crucial tool for safeguarding both your workers' well-being and your business in the event of a work-related accident.

Finding Affordable Coverage for High-Risk Industries

Obtaining workers' compensation coverage can be challenging for tree services. Insurance companies often view tree trimming as a high-risk industry, making it difficult to find affordable plans.

A person holding a chain saw in the woods.

Your Partner in Tree Service Workers' Comp

We understand the unique challenges faced by tree service businesses. We specialize in securing comprehensive workers' compensation plans for high-risk and high-modification rate industries, including tree services.

Here's how we can help:

  • Competitive Rates: We can potentially save you 30-40% on your premiums by leveraging our network of insurers.
  • Flexible Payment Options: Our pay-as-you-go plans eliminate the stress of annual audits.
  • Uncompromising Quality: We prioritize finding affordable coverage without sacrificing the level of protection you and your employees deserve.

Why Tree Services are Considered High-Risk

Tree trimming consistently ranks as one of the most dangerous professions. Despite implementing safety measures like training and equipment upgrades, accidents can happen unexpectedly. Even the most experienced workers are vulnerable to on-the-job injuries.
 

Common Tree Service Injuries:

  • Falls from heights – These falls can occur from branches, ladders, or scaffolding.
  • Cuts and lacerations – Saws, axes, and other tools can cause serious cuts.
  • Insect bites and stings – Working outdoors exposes crews to insect hazards.
  • Eye injuries – Sawdust and wood chips pose a risk to eyesight.
  • Impact injuries – Falling branches and other debris can cause serious injuries.
  • Electrocution – Working near power lines is incredibly dangerous.
  • Amputations – Power tools and heavy equipment can cause severe injuries.
A man in red shirt and blue helmet on tree.
A man in an orange jacket is cutting branches.

The Right Insurance for Your Tree Service

Every tree service company needs a robust insurance portfolio to protect its business. Tree service workers' comp requirements vary by location, but most states mandate coverage before you can operate legally.
 

Essential Insurance Coverage for Tree Services:

  • Workers' Compensation: This insurance covers medical expenses, lost wages, and disability for work-related injuries. It protects your employees and your business.
  • General Liability: This insurance covers property damage and bodily injury that occurs during your operations. It protects your clients and your business.
  • Professional Liability (Optional): This additional insurance offers protection from claims of negligence or professional errors.

Don't Wait for an Accident to Happen

Contact Atlantic Work Comp today for a free quote on affordable workers' compensation insurance for your tree service business. Let us help you prioritize the safety of your crew and ensure the long-term success of your company.